Thank you for choosing Banqnote, a trusted platform for trading and investing. This Client Agreement (“Agreement”) is a legally binding document that outlines the terms and conditions governing your use of Banqnote’s platform and services. By creating an account, accessing the platform, or using our services, you acknowledge and accept the terms of this Agreement in full. Please read this document carefully and retain a copy for your records. Banqnote is committed to maintaining transparency, security, and trust in all interactions with our clients.

1. Acceptance of Terms

By accessing Banqnote’s services, you agree to adhere to the terms and conditions outlined in this Agreement. This includes any additional guidelines, policies, or amendments issued by Banqnote. You acknowledge that using the platform constitutes your acceptance of these terms. It is your sole responsibility to review this Agreement periodically, as Banqnote reserves the right to update or modify it without prior notice. Continued use of the platform following such updates signifies your agreement to the revised terms.

2. Eligibility to Use Banqnote Services

Banqnote’s services are available to individuals and entities who meet the eligibility criteria defined in this Agreement. You must be of legal age in your jurisdiction, possess the capacity to enter into legally binding agreements, and comply with applicable laws and regulations. Banqnote may request verification of your identity, residency, and financial status at any time. Failure to meet these requirements or provide accurate information may result in the suspension or termination of your account.

3. Account Creation and Obligations

To use Banqnote, you must create an account by providing complete and accurate information. This includes, but is not limited to, your name, contact details, and financial information. You agree to update this information promptly should it change. By registering, you consent to Banqnote conducting identity and compliance checks to ensure adherence to anti-money laundering (AML) and counter-terrorism financing (CTF) regulations. Failure to provide truthful information or pass verification processes may lead to the denial of access to Banqnote’s services.

4. User Responsibilities and Conduct

As a client, you are solely responsible for the activity on your account. You agree to maintain the confidentiality of your account credentials and to notify Banqnote immediately if you suspect unauthorized access or breaches of security. You further agree not to use Banqnote’s platform for any illegal activities, including but not limited to fraud, market manipulation, or money laundering. Violations of this provision will result in the immediate suspension of your account and may lead to legal action.

5. Scope of Services Provided

Banqnote offers access to financial markets, including forex, options, and precious metals, through a comprehensive and intuitive platform. The services include real-time market data, analytical tools, and educational resources. While Banqnote strives to ensure the reliability and accuracy of these services, it does not guarantee uninterrupted access or error-free functionality due to factors beyond its control, such as market volatility or third-party system failures.

6. Acknowledgment of Trading Risks

Trading in financial markets involves significant risks, including the potential for substantial financial losses. By using Banqnote’s platform, you acknowledge these risks and accept full responsibility for your trading decisions. Banqnote provides tools and resources to assist in managing these risks, but the ultimate responsibility lies with you. Banqnote strongly advises clients to use risk management tools and consult independent financial advisors before engaging in trading activities.

7. Fees, Commissions, and Charges

Banqnote imposes fees, commissions, and other charges for its services. These include, but are not limited to, trading spreads, account maintenance fees, and withdrawal charges. All applicable fees are transparently displayed on the platform and are subject to change at Banqnote’s discretion. Clients are encouraged to review the fee schedule regularly to avoid unexpected costs. Banqnote will automatically deduct applicable fees from your account balance.

8. Deposits and Withdrawals

Funds may be deposited and withdrawn through the methods available on the Banqnote platform. Deposits must be made from accounts registered in your name, and withdrawals will only be processed to verified accounts. Banqnote is not responsible for delays caused by third-party payment processors or financial institutions. Clients are advised to ensure all required documentation is submitted to avoid delays in transaction processing.

9. Platform Security and Responsibilities

Banqnote implements industry-standard security measures to protect client accounts and data. However, clients are responsible for safeguarding their login credentials and enabling additional security features, such as two-factor authentication (2FA). Banqnote is not liable for losses resulting from unauthorized access due to client negligence. Immediate notification of suspected breaches is essential to mitigate potential damages.

10. Access to Trading Platform

Banqnote provides access to its trading platform “as is” and does not guarantee uninterrupted service. Scheduled maintenance, technical upgrades, or unexpected outages may temporarily limit access. While Banqnote endeavors to minimize disruptions, it is not liable for losses arising from platform unavailability. Clients are encouraged to monitor system announcements to stay informed of any scheduled downtime.

11. Intellectual Property Rights

All intellectual property rights associated with Banqnote’s platform, including software, tools, and content, are owned exclusively by Banqnote. Clients are granted a non-exclusive, revocable license to use the platform for personal trading purposes. Unauthorized reproduction, distribution, or modification of Banqnote’s intellectual property is strictly prohibited and may result in legal action.

12. Data Privacy and Protection

Banqnote is committed to protecting client data in compliance with applicable data protection laws. Personal information collected during account registration and platform use will be processed in accordance with Banqnote’s Privacy Policy. Clients consent to the collection and use of their data for account management, compliance verification, and marketing purposes, as outlined in the policy.

13. Market Data and Accuracy

Banqnote endeavors to provide accurate and timely market data. However, market conditions and external factors may lead to discrepancies or delays in data delivery. Clients are responsible for verifying the accuracy of data before making trading decisions. Banqnote is not liable for losses caused by reliance on incorrect or delayed market information.

14. Suspension and Termination of Accounts

Banqnote reserves the right to suspend or terminate client accounts for violations of this Agreement, non-compliance with regulatory requirements, or suspicious activity. In such cases, Banqnote may freeze account balances and initiate investigations. Clients will be notified of the reasons for account suspension and given an opportunity to provide clarifications.

15. Legal Compliance Obligations

Clients agree to use Banqnote’s services in compliance with all applicable laws and regulations. This includes adherence to AML, CTF, and tax reporting obligations. Banqnote reserves the right to monitor and report suspicious activity to relevant authorities in accordance with legal requirements.

16. Liability Disclaimer

Banqnote is not liable for any direct or indirect losses resulting from the use of its platform. This includes losses caused by system outages, market conditions, or errors in third-party integrations. Clients assume full responsibility for their trading decisions and associated risks.

17. Communication Policy

All official communications from Banqnote will be conducted through the platform, email, or other authorized channels. Clients are responsible for maintaining updated contact information and regularly reviewing notifications. Failure to review important communications does not absolve clients of their responsibilities under this Agreement.

18. Updates to the Client Agreement

Banqnote may revise this Agreement at its discretion to reflect changes in regulations or business practices. Clients will be notified of significant updates via platform announcements or email. Continued use of Banqnote’s services after updates constitutes acceptance of the revised terms.

19. Integration of Third-Party Services

Banqnote may integrate third-party tools and services to enhance platform functionality. While efforts are made to ensure reliability, Banqnote is not liable for errors or disruptions caused by third-party providers.

20. Dispute Resolution Process

Disputes arising from the use of Banqnote’s platform shall be addressed through the company’s internal dispute resolution process. Clients agree to this method as the primary avenue for resolving conflicts before pursuing external arbitration or legal action.

21. Leverage Usage

Trading with leverage magnifies both potential gains and losses. Clients must fully understand the implications of leveraged trading and use it responsibly. Banqnote may impose leverage limits in compliance with regulatory standards.

22. Educational Resources Disclaimer

Banqnote provides educational resources to assist clients in making informed decisions. These resources are for informational purposes only and do not constitute financial advice. Clients are encouraged to conduct independent research or seek professional guidance.

23. Restrictions on Trading Activity

Banqnote may impose restrictions on specific trading activities or instruments to ensure compliance with regulatory standards and maintain platform integrity.

24. Account Recovery Process

In the event of account loss or compromise, clients must follow Banqnote’s recovery procedures to regain access. This may include identity verification and additional security checks.

25. Governing Jurisdiction

This Agreement is governed by the laws of the jurisdiction in which Banqnote operates. Clients consent to the exclusive jurisdiction of these courts for the resolution of legal disputes.

Commitment to Transparency

Banqnote is dedicated to providing a secure and trustworthy trading environment. For questions or clarifications regarding this Agreement, please refer to the platform’s support resources.